HDFC bank is on of the leading bank which is providing wide range of credit cards to the customers. By using this credit cards one can do all kind of transactions like online and offline purchases. Means this HDFC credit card will be accepted in all online shopping platforms like AMAZON, FLIPKART, MYNTRA, SNAPDEAL etc. And all kind of bookings like BUS TICKET, TRAIN TICKET, FLIGHT TICKET etc. Along with this HDFC credit cards can be used for all kind of bill payments like MOBILE BILLS, ELECTRICITY BILLS , INSURANCE PREMIUM, WATER BILLS etc. Soo HDFC bank is providing credit card with all kind of support by to the customer’s to fulfill their needs.
HDFC Credit card features:
Interest Free Period:
HDFC credit card comes with interest free period up to 50 days. Means Billing cycle of 30 days and grace period of 20 days after bill generation. Soo customer can enjoy minimum of 20 days and maximum of 50 days of interest free period.
Smart EMI Facility:
HDFC credit card giving facility of EMI to convert the transactions in to easy installment basis. Any transaction of both online and offline (in store purchases) which is above 2500 can be converted in to smart EMI. This EMI tenure will start from 3 months to up to 4 years. Customer can use this EMI facility while purchasing things either through online stores or at the merchant’s shop. Customer needs to check EMI interest rates at the time of conversion. Customer also have option to pre-close the EMI in-between the tenure.
Loan on Credit card:
Customer can avail the benefits of INSTA LOAN & JUMBO LOAN through HDFC credit card. Insta loan is the loan given with is the credit limit. Jumbo loan is nothing but personal loan against credit card. To avail these loans customer’s repayment history should be good.
Tap & Pay:
Customers can make instant payments with complete security using HDFC credit cards with tap & pay feature. Customer can give tap on the EDC machine to complete the transaction. Customer also can set up limit for tap& pay option. Initially when customer received credit card this option comes with disable status then customer can enable the same if he/she wants to use that option.
Insurance Coverage:
HDFC credit cards customer will get complimentary insurance coverage with selected cards. This coverage of both accidental and emergency hospitalization. Accidents includes both air and road accidents.
HDFC Credit card Airport Lounge Access:
Customer can utilize the both domestic and international airport lounge access with selected HDFC credit cards. The number of airport lounge facility is different for different cards.
Credit Card UPI payments:
HDFC RuPay credit cards are enabled for UPI payments. You have to activate the RuPay credit card with PIN and link the same card to any UPI apps Like Phonepe, Googlepay, Payzaap etc. This is new features on Credit cards that all Rupay cards can be used for UPI payments.
HDFC bank is providing different types of credit cards based on the customer need.
- Regular Credit cards
- premium Credit cards
- Super premium credit cards
- co-branded credit cards
- Cash back credit cards.
